Why Does Uber Ask For Credit Card?
Question: Why Does Uber Ask For Credit Card?
Answer: We’re sure you are looking for some ole fancy answer here, sorry – we don’t have one for ya.
See, the reason behind Uber asking for a credit card is because Ubers’ main business model has always been to create a cashless experience for their app users.
In addition, credit cards have a social security number (real identity) attached to them unlike those toss-able, re-loadable prepaid cards, which is why Uber does not accept most prepaid cards on their system. Accepting credit cards are a way for Uber to get paid and limit the amount of scammers who don’t have any real intentions on paying the driver.
However, for the ones who doesn’t own a credit card or simply want to avoid using a card altogether, the good news is that, you have other options other than uploading your card info directly to Uber. Depending on the city you are in, you can use Cash, Pay Pal, Apple Pay or Android Pay too as an alternative. If your city accepts the cash option, you still will need to have another payment method on file to even open up your account.
If you don’t have one of these accounts, then, you are out of luck my dear. But, you can always obtain an account with one of them if you wish – otherwise, you will need to upload a valid credit card in order to use Uber.
Side note: Uber has expended it’s cash option in more countries & cities now, if you do have the cash option, you will be able to see it via the app.
Updated Why Does Uber Ask For Credit Card on 5/26/2017